Causes of the Recession
Posted by CardOffers.com Staff | December 14th, 2009 | General Information
These economic times can be hard on everyone involved. Households find it hard to keep up with their obligations, businesses have to cut back in order to prevent shutting down altogether, and governments have to find ways to maintain essential services and work toward restoring economic stability. Read Full Story
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Virtual Credit Cards
Posted by Tracy Kerscher | November 23rd, 2009 | General Information, Help & Tips
While virtual credit cards have been around for several years, many people are unfamiliar with them. Also known as a substitute credit card, a virtual credit card allows the user to generate a new number for each online transaction. Doing so makes it much more difficult for anyone to steal the number and use it without your permission, simply because each newly generated number is intended for a single use only. Read Full Story
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Can Your Credit Card Be Canceled Without Your Knowledge?
Posted by CardOffers.com Staff | October 9th, 2009 | General Information, Help & Tips
Many people are surprised to learn that credit card providers do have the ability to cancel an account without any prior notice. Although this information is often included in the terms and conditions of a credit card application, many individuals do not take note of the provision when applying for the credit card. In fact, until recently, most consumers never gave the idea any thought at all. Read Full Story
Tags: closing a credit card, credit card accounts | 4 Comments »
Balance Transfer Credit Cards
Posted by Koki Mourao | September 30th, 2009 | General Information, Help & Tips
Balance transfer credit cards are simply credit card accounts that allow the user to pay off balances on other credit cards, using the available credit limit. While this feature is included in many credit card deals, not every plan automatically provides this option. For this reason, most providers who do include this feature as part of the credit card offer will call the applicant’s attention to the… Read Full Story
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Reducing Your Student Loans
Posted by Tracy Kerscher | September 28th, 2009 | Advice for Students, Help & Tips
The rising cost of education, coupled with slow economies in many countries, has made it harder than ever to pay back student loans. For this reason, people have turned to creative ways to reduce their amount of debt and make some headway in paying off those outstanding balances. Two ways to go about this process and eventually rid yourself of college debt are to participate in a student… Read Full Story
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Negative Effects of the CARD Act of 2009 for Consumers
Posted by CardOffers.com Staff | September 25th, 2009 | General Information, New Rules
Heated debates about the Credit Card Accountability, Responsibility and Disclosure Act of 2009, or the CARD Act of 2009, began to take place long before the Act went into effect in February 2009. Critics emerged from a wide range of sources, including consumer interest groups, grassroots organizations, and various special interest groups associated with the financial industry. While many of the warnings about what the Act would… Read Full Story
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Joint Credit Card Accounts | Benefits and Mistakes to Avoid
Posted by CardOffers.com Staff | September 21st, 2009 | General Information, Help & Tips
Joint credit card accounts are accounts that allow two or more people access to the credit line associated with the account. Often, married couples or parents and children open accounts of this type. There are several benefits to this arrangement, as well as a few potential drawbacks. Here is what you need to know about joint card accounts.
One of the major benefits of opening a joint credit… Read Full Story
Tags: Joint Credit Card Accounts, marriage and credit cards | No Comments »
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