Financial Resolutions for 2012

Posted by Gianna | February 1st, 2012 | General Information

Although we are well into the new year, we have to face the reality that we need to get our finances in order. Here are some helpful tips to make 2012 the best year for your funds! Read Full Story

Credit Cards and Marriage Advice

Posted by Omari | January 30th, 2012 | General Information

Tying the knot and joining a spouse in matrimony means making smart credit decisions for both of your futures. Read Full Story

Credit Reporting Bureaus and Services…What’s Hot, What’s Free…and What Isn’t!!

Posted by John Gawley | October 20th, 2010 | General Information

Keeping track of your Credit is as important…and as confusing…as doing your taxes correctly. There are plenty of Credit Reporting sites out there…We’ve taken the top 5 Credit Reporting agencies and broken them down by what they do best…and whether they’ll do it for free! Read Full Story

Understanding Your Credit Report

Posted by CardOffers.com Staff | September 11th, 2009 | General Information, Help & Tips

Although it is possible to obtain a free credit report annually from each of the three largest credit reporting agencies in the United States, many people do not take advantage of this opportunity. But for those who do, there is often some degree of uncertainty in understanding the data contained in these reports. If you have your credit reports in hand and are not sure how to interpret the information… Read Full Story

Settling Credit Card Debt

Posted by Tracy Kerscher | July 29th, 2009 | Help & Tips

If you are having difficulty paying your credit card debt, there are some options that can save you some money and end the dreaded phone calls from creditors and collection agencies.

Once you realize you will not be able to make your monthly payments, you should immediately contact your creditor. This shows good faith on your part and the creditor, in turn, will be more willing to work with you. It is always better to work out an agreement with your creditors before you miss a payment in order to prevent them from reporting negative information to the credit bureaus. Read Full Story